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You are driving along minding your own business when suddenly you become aware that the flashing lights behind you is a cop pulling you over. You glance down at your speedometer wondering how much you are going over the speed limit and how much this is going to end up costing you.

This is where you start the process of getting out of a speeding ticket start. You don’t have to start these tips after the ticket has been handed to you.

1. When the cop approaches the car be presentable. It’s best to have your insurance, license, and registration ready. It also alleviates any fears the officer has if he or she can see your hands on the wheel as they aren’t going to be worried you have a gun or are pulling any tricks.

2. When you speak to the officer, be respectful and be honest. Talking in a calm tone about what was going on and how fast you were going is best. Understand that it’s up to their discretion whether they write you a ticket or not. Try the opposite of being disrespectful and you will almost always end up with a ticket.

3. If you do get the ticket, the best way of fighting it is going to court. When you go to court, do your best to be presentable. Now you might not like dressing up a little bit, but every little advantage will help you out.

4. If you haven’t had many traffic violations and really don’t have the money to afford the fines and it feels you are going to get fined for this ticket, you can always ask the judge for traffic school. A few hours in traffic school watching videos on improving your safe driving might be worth it to you over $100 or even $200 of ticket costs.

5. Challenge the ticket in court. This is a bit harder than the other tips, but if you feel that you didn’t do anything wrong, by all means challenge the ticket as it’s your right to do so. There are techniques of challenging how the cop got your speed like they may have been pacing as opposed to using proper equipment. From state to state the laws vary as to what techniques are legitimate for gaging speed, but it happens more often than not. One who admits they were going that fast will get the fine regardless so don’t do this.

Do you know What is a Irrevocable Trust? If you don’t, you are not the only person. Many people that do not have an understanding of what the meaning of an irrevocable trust is.

Although you may not know the meaning of the word, you have probably heard of trust before. When it comes to trusts there are two kinds. One of them is revocable and the other is irrevocable.

Now to give you a better understanding, it is important to get the gist of what a trust is. A trust involves a legal arrangement that a person makes for the things they own for when they die. This arrangement comes down to a written document, called either Trust agreement, or a Declaration of trust.

The individual who makes the document and bares the estate is the trustor or grantor that is listed. The other individual, who is given rights to the property for someone else, is listed as the trustee. This person has the obligation to protect the assets that are transferred within the trust.

Irrevocable trusts differ slightly than the general definition of a trust. Irrevocable trusts are when the grantor, or trustor no longer has legal control over the assets. This applies even in the case the person is alive.

There is still a trustee involved, who has the responsibility of managing the assets in the best interest for the beneficiary. The trustee should carry out the wishes of the trustor. Additionally, some tax benefits come along with these kinds of trusts.

Inter vivos trusts and living trusts refer to those who set up the trust while they are alive. Testamentary trusts, refer to those who put the information contained in their wills. A lot more information exists, in relation to irrevocable trusts. The best thing to do, is get all the information you can. This way you will know what you are getting yourself into.

The say that you cannot make regulations on morality and if you do they will end up hurting all the decent people, and so, when looking at the elder care facilities and all the people that work in senior care assisted living facilities or old folks homes it appears there are some problems brewing. How so you ask?

Well, there have been TV shows like 60-minutes which have shown elder abuse in such facilities, and this has really shaken the core of those with parents in such homes. Unfortunately, whereas this is absolutely inexcusable, elder abuse certainly does not occur in all such senior care establishments. But because the public is now concerned and to prevent abuse, increase regulations on the industry have been placed, supposedly to prevent these horrific activities and abuse.

Now background checks are done, which is a wise thing, but also lots of on-going education to teach people ethics and all the new common sense regulations. Of course, if someone is going to abuse someone else, especially a senior citizen, then they are going to do it when no one is looking and it is the people involved who are criminals. So, there isn’t much you can do to stop such criminality.

What is happening now is that we have laws in placed to prosecute people and regulations in place to make all facilities follow rather structured guidelines, but in doing all this all we’ve really done is add a layer of bureaucracy and created more lawsuits over rules, and thus, raised the cost of care, which is already far too high. Please consider all this.

“Doctor, there is an attorney on the phone to speak with you about…”  Not too many things get your blood pressure up as quickly as that statement!  Regardless of the reason for the call, the normal initial reaction is the fear.

The greatest protection against such fear is knowledge and planning.

The first thing you should know is that, according to a recent analysis by the Harvard School of Public Health, approximately 40% of the medical malpractice suits that are filed in the United States are groundless.  Analysis of many cases indicated that there was no evidence of a medical error being committed or any injury suffered by the patient.

The second, and perhaps most important, factor to know is that many such calls are a fishing expedition by the lawyer.  Presenting a friendly demeanor, the lawyer hopes to gain information that will be beneficial to the client.  This is why you really don’t want to talk to the attorney without preparation and possibly counsel.

Having knowledge of those two facts, you now need to plan what to do when that attorney does call.

Normally your staff fields your calls and they should be instructed to take messages, as opposed to ringing the call through to you.  If possible they should ascertain the reason for the call and, if applicable, the patient under question.

Once you receive the message, you should first review the patient’s chart to determine if there is any possibility of medical malpractice – or patient dissatisfaction.  If you think there is any chance of a claim being made, contact your insurance agent or company immediately and follow their instructions.

If it is necessary to reply to the attorney, one of your staff should return the call and explain that any communication from an attorney must be in writing.  This enables you to begin documentation and seek advice or counsel.  This is particularly helpful if the call is about a colleague.  The attorney may be seeking a free assessment of the case, looking for free expert testimony or even attempting to involve you in the lawsuit.

You are not required to provide any facts, documents or charts, except by the due process of law.  If documents are subpoenaed or you must appear for a deposition, your attorney can shield you from immaterial or incriminating questions.  Your attorney can also evaluate requests for charts or documents that may be unnecessary.

There is one critical mandate.  Do not, under any circumstance, decide to rewrite, revise or clean up any chart entry or patient records. Regardless of how well meaning you might be, any alterations can come back to haunt you in a trial.  Plus, many malpractice carriers will refuse to defend or pay claims for a physician who altered medical records.

Referring back to the opening analysis that 40% of claims are groundless, very few malpractice cases ever go to trial.  Even a request for patient records does not guarantee that you are being sued.  Most cases are dropped by the plaintiff or dismissed by a judge for lack of evidence.  That is why you do not want to react from fear or anger and perhaps create further problems for yourself and your case.